This frugal tip is all about the stuff we never read. The fine print. Often within fine print are rules one needs to follow in order to grab a deal or steal. It can be in a retail store about a warranty or return policy. It can be a coupon policy or rebate offer. It is the most important information that can make or break a good deal, yet companies manage to hide it. How else would they sell you?
A good example of this is what happened to me most recently. I am trying to further lower our monthly bills by tackling our cell phone bill. I don’t feel right paying the price they want when I have a perfectly better option. I’m wanting to switch from a national provider to a prepaid cell phone. My bill will plummet from $240/month to $80/month. Pretty cool huh!
The girl in me got really excited and wanted to do it last weekend, but the mama in me halted and adjusted my glasses. The offer I saw was if you switch to the prepaid service they were offering a phone for free. Amazing part was is that it was the phone I wanted anyway. This was a major score and would have saved me $89. I have no contract with my current provider so switching will be easy. In reading this super fine print on the very bottom of the webpage so small I had to zoom my screen, I read that there were restrictions according on providers you could switch from. My provider was listed so needless to say thank goodness I didn’t jump in head first. Had I turned in my phone to my provider because I have a lease on it and switched, I would have had an $89 unexpected charge. While this most likely won’t prevent the change, at least I know what to expect and budget for over jumping in blindly and potentially making a poor decision.
Always read the fine print! There is always a catch.